Insurance companies recognize that many people who have diabetes can control their medical condition with prescriptions, healthy diets, and regular exercise. If you have put off the purchase of no exam life insurance as a person with diabetes because you fear you will have to submit a lot of medical information, pay exorbitant rates, or even get declined, you should know that you can find no exam life insurance for diabetics. You simply need to answer a few health questions to complete your application, and you might even enjoy standard rates if you control your medical condition and try to enjoy a reasonably healthy lifestyle.
We are United Life Group, a leading resource for no exam life insurance for diabetics. You can start shopping for a policy by taking advantage of our free online life insurance quotes. Call or email us with your questions or for help enrolling. Our independent agents hope to help you find the best coverage at the right price.
Affordable No Exam Life Insurance for Diabetics
If you have diabetes, here are some things to keep in mind when you shop for coverage:
- Smokers or any tobacco users will probably not enjoy the cheapest rates.
- No exam life insurance rates for diabetics may be very affordable if you abstain from unhealthy habits and keep your medical condition under control.
- Some companies are friendlier than others to diabetics, and an experienced agent should be able to steer you in the right direction.
Insurers do look at a variety of risks, but they often consider them cumulatively. This means that controlled diabetes might not be a major risk factor. In some cases, no exam life insurance for diabetics will not be any more expensive than it is for an average applicant. However, diabetics who are also very overweight, smokers, or suffer from other health problems might expect to pay more. You can still find coverage if you use tobacco, have other health conditions, or weigh more than the charts say that you should, but every factor might decrease your chances of getting considered for cheap rates or even getting covered at all.
No Exam Life Insurance for Diabetics
Of course, you might not be able to control every risk factor. Some people who suffer from medical issues like diabetes also suffer from other health conditions or are unable to keep their blood sugar perfectly controlled. In this case, you might consider purchasing a form of life insurance that is generally called burial insurance. You can find no exam burial insurance applications that ask very few health questions, and some of them do not even ask any health questions at all.
We Can Help You Find the Right No Exam Life Insurance for Diabetics
If you do suffer from a chronic medical condition or have other risk factors, you can always call upon our professional and experienced agents for help. We can help you compare no exam life insurance for diabetics or people with other special situations. You might be pleasantly surprised to learn that you qualify for rates that are lower than average applicants who do not shop around for the best insurer and type of policy for their own individual needs.
You might begin comparing rates with our free online no exam life insurance quote form. All you need to do is begin by entering your ZIP code. Of course, you should feel free to contact us as soon as possible for help selecting a policy and completing your application.